Honest Comparison

The Best Rocket Money Alternative for Privacy

Rocket Money (formerly Truebill) is great for automation, but it requires full access to your bank account. If you want to track subscriptions without the privacy risk, SubTracking is the answer.

Rocket Money

Automated and Cloud-Based

  • Automatic transaction syncing
  • Bill negotiation services
  • Requires bank login (Plaid)
  • Data stored on company servers
  • $5 - $15 monthly subscription

SubTracking

Privacy-First and Manual

  • Total privacy—No bank connection
  • Local data storage (Stay in control)
  • Ghost Cost long-term projections
  • Free trials & renewal alerts
  • $19 one-time payment

Why people are switching away from Rocket Money

Rocket Money uses Plaid to link your bank account. While Plaid is a standard industry tool, it means you are storing your bank credentials with a third-party and giving an app access to see every single coffee purchase and paycheck.

SubTracking takes a different approach. We believe tracking your finances shouldn't mean sacrificing your privacy. We offer a manual, sleek alternative that keeps your data where it belongs—on your device.

No Data Harvesting
No Monthly Fees
100% Offline Compatible

Stop Paying a Subscription to Track Subscriptions

The irony of Rocket Money is that it costs up to $15/month to help you find wasted subscriptions. SubTracking costs a simple, one-time fee of $19. It pays for itself the moment you find one unused service to cancel.

Get SubTracking Lifetime Access

Ready for a cleaner, safer tracker?

Switch from Rocket Money to SubTracking today. No bank login, no monthly fees.

Try SubTracking Free