Track Smarter.
Spend Less.
The privacy-first vault for every recurring cost in your life. From Netflix and Spotify to Rent, Utilities, and Car Insurance. See your true monthly "burn rate" in seconds.
Not just for subscriptions.
For your entire recurring life.
Most trackers fail because they treat your Rent the same as your Netflix. SubTracking uses a Two-Bucket System to separate your wants from your needs.
The "Audit" Bucket
Netflix, Spotify, Gym, Dropbox. These are lifestyle choices. The app aggressively monitors these for "Ghost Costs" and unused leaks.
Goal: Reduce & Cancel
The "Essential" Bucket
Rent, Insurance, Car Payments. These are non-negotiable. Mark as "Essential" to safeguard them. We track due dates but ignore them for audits.
Goal: Track & Protect
The Mission for Financial Privacy.
SubTracking was built out of a simple frustration: why does every subscription tracker want full, persistent access to your bank account?
We believe that your digital life should be private. You shouldn't have to invite a data broker into your wallet just to see if you're overpaying for streaming services or a gym membership.
Privacy is the feature. We will never build a "bank sync" that harvests your data.
100% Free core app forever. Optional sub-$1/mo pass for encrypted multi-device sync.
Stored in your browser. We literally cannot see your subscriptions.
Everything you need to
take back control.
Built for speed, privacy, and results.
The Ghost Meter
Visualize "Lost Wealth" over 10 years. See how small monthly leaks can compound into massive losses.
Calendar Command
A visual timeline of your payments. See exactly when renewals hit so you're never caught off guard.
Smart Splits
Share Netflix with a roommate? Track only your portion of the bill with built-in split logic.
Export & Sync
Your data is yours. Export to CSV for Excel/Numbers or sync renewals directly to your Calendar.
Privacy-First Audit
No Plaid. No bank connections. Your financial data stays 100% local on your device.
Keep or Toss
A fast, Tinder-style interface to quickly audit your services. Flick through and save in seconds.
Trial Shield
Set alerts for "Free Trials" or "Intro Pricing." Never get caught by a surprise auto-renewal again.
Multi-Profile Vaults
Separate "Personal", "Business", and "Family" expenses. Switch contexts instantly with one click.
Your finance stays
on your device.
Unlike other trackers, SubTracking never asks for your bank login. We don't have servers that store your financial history. Everything is stored in your browser's local storage.
Local-First Vault
Your data lives locally in your browser. Optional cloud sync is end-to-end encrypted.
Vault Backups
Export your fully encrypted vault (JSON) and restore anywhere for free.
Free to start.
Pay for the Cloud.
Keep your data local for free, or upgrade for secure cloud sync and backups.
Local-First (Core App)
100% private, offline-first subscription auditing with zero limits.
- Unlimited Subscriptions
- Unlimited Profiles (Personal / Business)
- Trial Shield Alerts & Split Billing
- Ghost Meter Projections & Audit Wizard
- Reports Export (CSV & Calendar .ICS)
- Manual Data Vault Backup & Restore
Cloud Sync
Less than $1/month (~$0.75/mo) or $0.99 billed monthly.
- Encrypted Multi-Device Sync
- Real-time Cloud Backups
- Instant Cross-Browser Restore
- Phone to Desktop Live Synchronization
- Private Server Hosting
Got questions?
We've got answers.
Everything you need to know about SubTracking.
🔒 Privacy & Security
💰 Pricing & Cloud Sync
🚀 Usage & Features
📱 Technical & Installation
Ready to stop the leaks?
Start decluttering your digital life and saving real money every month.