Track Subscriptions
Without Connecting Your Bank
Stop giving apps access to your bank account. SubTracking uses manual tracking—you enter what you want, when you want. No Plaid, no financial risk, complete control.
Why Skip the Bank Login?
The hidden risks of connecting your bank account
Third-Party Data Access
Services connecting to financial aggregators enable continuous third-party access to your sensitive financial account data.
Continuous Monitoring
Third-party integrations maintain ongoing background access to monitor and sync transaction history across your accounts.
Broad Access Scope
Connected services often receive access to full transaction feeds, not just recurring subscriptions. Read about our privacy-first approach.
Manual Tracking Made Easy
3 simple steps to complete control. Read our full audit guide.
Add Subscriptions
Enter your subscription name, price, and renewal date. Takes 30 seconds per subscription.
Set Reminders
Get alerts before renewals. Cancel before you're charged if you don't use it anymore.
Track Spending
See monthly costs, Ghost Cost projections, and find unused subscriptions to cancel.
Bank Login vs. Manual Tracking
Apps with Bank Login
- Requires third-party bank linking
- Continuous third-party transaction monitoring
- Broad access to full account activity
- Data shared with cloud aggregators
- Third-party cloud storage policies
- Monthly subscription fees
SubTracking (Manual)
- Zero bank access needed
- Only tracks what you enter
- Complete privacy
- No security risk
- No data collection
- Free (1 local profile and core tracking) / Pro for $8.99/year (Multiple Profiles + End-to-End Encrypted Cloud Sync)
Take control without the risk
Join users who track subscriptions safely—no bank login required.
Start Free Today