No Bank Login Required

Track Subscriptions
Without Connecting Your Bank

Stop giving apps access to your bank account. SubTracking uses manual tracking—you enter what you want, when you want. No Plaid, no financial risk, complete control.

Start Tracking Now
Free to try • $19 for lifetime PRO

Why Skip the Bank Login?

The hidden risks of connecting your bank account

Security Risk

Services like Plaid store your bank credentials. If they're hacked, your entire financial history is exposed.

Terms of Service Violations

Many banks explicitly forbid sharing login credentials. You could void fraud protection.

Privacy Concerns

Connected apps can see ALL transactions, not just subscriptions. Read about our privacy-first approach.

Manual Tracking Made Easy

3 simple steps to complete control. Read our full audit guide.

1

Add Subscriptions

Enter your subscription name, price, and renewal date. Takes 30 seconds per subscription.

2

Set Reminders

Get alerts before renewals. Cancel before you're charged if you don't use it anymore.

3

Track Spending

See monthly costs, Ghost Cost projections, and find unused subscriptions to cancel.

Bank Login vs. Manual Tracking

Apps with Bank Login

  • Requires bank credentials
  • Third-party access to ALL transactions
  • Potential ToS violations
  • Security breach risk
  • Data sold to advertisers
  • Monthly subscription fees

SubTracking (Manual)

  • Zero bank access needed
  • Only tracks what you enter
  • Complete privacy
  • No security risk
  • No data collection
  • $19 one-time payment

Take control without the risk

Join users who track subscriptions safely—no bank login required.

Start Free Today